First Home Buyers
Your Journey to Homeownership Starts Here
Buying your first home is an exciting milestone, but it can also feel overwhelming. At ARC Lending Network, we’re here to make the process as smooth and stress-free as possible. Whether you’re just starting to save or ready to make an offer, we’ll guide you every step of the way.
What we do for First Home Buyers
We understand that buying your first home comes with a lot of questions and uncertainty. That’s why we take the time to get to know your unique situation and goals, so we can tailor a mortgage solution that fits you perfectly. Our experienced brokers will:
Guide you through the Process
From the start of your journey to settlement, we’re by your side, explaining every step in plain English.
Compare all loan options
We have access to a wide range of lenders, we’ll utilise this access to find the most competitive rates whilst also finding a product that best suits your needs.
Maximise your benefits
We’ll ensure you take full advantage of any government grants, concessions, and schemes available to first home buyers, such as the First Home Owners Grant (FHOG) and the First Home Guarantee Scheme.
Simplify the Paperwork
We handle the heavy lifting, from preparing your loan application to liaising with the lender and solicitor, so you can focus on the excitement of buying your first home.
Steps to Buying Your First Home
Navigating the home-buying process can be complex, but we’re here to simplify it for you. Here’s a quick overview of the steps involved in purchasing your first home:
Initial Consultation: We start by getting to know your financial situation and future goals. Using your current financial position, we will complete a borrowing capacity calculation and funds to complete to set a budget and timeline for your property purchase.
Pre-Approval: We assist you in securing a pre-approval, which gives you a clear idea of your budget and strengthens your position when making an offer.
House Hunting: With your pre-approval in hand, you can confidently begin searching for your new home. We’ll be on hand to answer any questions and provide advice during this stage.
Making an Offer: Once you’ve found the right property, we help you with the offer process, ensuring your loan application is updated and ready to go..
Formal Loan Approval: After your offer is accepted, we submit your application for formal loan approval. We work closely with the lender to make sure everything is in order.
Settlement: On settlement day, we coordinate with your solicitor and the lender to ensure a smooth transfer of ownership. Once everything is finalized, the property is yours!
Post-Settlement Support: Our relationship doesn’t end at settlement. We’re here to offer ongoing support, whether you have questions about your loan or need advice on future financial decisions.
With ARC Lending Network, you’ll have a trusted partner guiding you through every step, making your first home-buying experience as straightforward and enjoyable as possible.
Why Choose ARC Lending Network?
Personalised Service
We tailor our advice to your unique financial situation and homeownership goals, ensuring you feel confident and informed throughout the process.
Independent Advice
As an independent broker, we work for you—not the lenders. Our priority is finding the best loan for your needs, not anyone else’s.
Technology-Driven
We leverage the latest technology to streamline the mortgage process, making it faster and more efficient while keeping you updated in real time.
Ready to Get Started?
Whether you’re ready to start house hunting or just want to explore your options, we’re here to help. Contact us today to begin your journey to homeownership with ARC Lending Network.